Put idle dollars to work in curated lending vaults, straight from your own wallet. Your shares stay with you, and you can ask for your USDG back whenever you want.
One approval lets the vault take the USDG you choose. Nothing moves until you sign.
Your USDG goes into the vault and shares land in your own wallet. They grow as interest comes in.
Redeem your shares for USDG whenever you like. It returns to the wallet that signs.
People borrow USDG and put up collateral worth more than the loan. The interest they pay flows back to everyone in the vault. A curator decides which lending markets the vault supplies, and each vault runs independently of us.
No emissions dressed up as yield, no points. The rate moves with how much people want to borrow.
Each one has its own curator and its own contract. The address is right there, so you can look it up yourself.
Most of a vault is out on loan at any moment. On a normal day your USDG comes back right away. If many people withdraw at once, part of it may take a little longer while borrowers repay. We show you what is available before you sign.
Each vault has a curator who chooses where it lends. Changes to their larger allocations sit behind a time delay, so depositors get a heads-up first.
Loans are backed by more than they are worth. In a sharp market move, collateral can fall faster than it is sold, and a vault can take a loss.
It is designed to hold one dollar. If it ever slips from that, your balance moves with it, whatever the APY shows.
Deposit into curated vaults, keep your shares, withdraw when you like.
Approval and deposit combined into a single signature.
Any extra incentives shown alongside interest, clearly separated so you know which is which.
Post collateral and borrow USDG, with a clear view of how close you are to liquidation before and after every move.
Stonk Vault is an interface. The vaults run on their own, and depositing into the same vault directly gives you exactly the same position — we just make it simpler. We never hold your funds, and there is no path for us to move your shares.
We are not affiliated with the vaults, their curators, or Robinhood Markets.